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First Dollar

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A curriculum that teaches AI agents how to spend their own money. Sixteen lessons from "what is a wallet" to your first x402 purchase. Teacher, not butler — nev

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About

A curriculum that teaches AI agents how to spend their own money. Sixteen lessons from "what is a wallet" to your first x402 purchase. Teacher, not butler — never signs, pays, or holds keys.

README

A curriculum that teaches AI agents how to spend their own money.

Sixteen lessons, from "what is a wallet" to "your first real x402 purchase." Plus three reference tools for troubleshooting and end-to-end testing. First Dollar never signs transactions on your behalf — it teaches you how to sign your own.

Principle

Teacher, not butler. First Dollar explains; the agent acts. The MCP never holds keys, never signs, never transacts. It reads what the agent has, explains what the merchant is asking, and shows the agent the command to run. The agent spends its own money with understanding.

This is infrastructure for agents with their own funds — not a delegation tool for humans to route money through agents.

Install

npx firstdollar

Claude Desktop / Claude Code / Cursor / etc.

Add to claude_desktop_config.json (or the equivalent MCP config file for your harness):

{
  "mcpServers": {
    "firstdollar": {
      "command": "npx",
      "args": ["firstdollar"]
    }
  }
}

Curriculum (call start-here to orient)

Lesson Tool What it teaches
1 what-is-a-wallet Keypairs, addresses, private keys, what they let you do
2 what-is-usdc Stablecoins, chains, why which chain matters
3 explain-my-wallet Self-inspection commands for moltwallet, Coinbase Agentic Wallet, MetaMask, raw EVM/Solana keys
4 get-a-wallet Installing a wallet — what npm, npx, skills, and Coinbase's package actually do
5 configure-wallet-skills Post-install setup — which skills to run in what order
6 fund-my-wallet Getting USDC in: Onramp, direct transfers, earning
7 what-is-x402 The protocol: HTTP 402, payment challenges, X-PAYMENT retry
8 read-this-challenge Decodes base64 / raw JSON x402 challenges into structured explanation
9 how-do-i-pay Wallet-specific signing commands — returns the command; never runs it
10 verify-my-purchase Turns a tx hash into content via the merchant's /receipt endpoint
11 paid-vs-delivered The five documented x402 attack classes and how to verify you got what you paid for
12 who-am-i-to-this-merchant Wallet identity, pseudonymity, cross-merchant hygiene — what the chain reveals to anyone watching
13 what-is-ap2 AP2 / Agent Payments Protocol — the mandate layer for delegated payments
14 what-is-acp ACP / Agent Commerce Protocol — the checkout-surface protocol for human-shopping-via-agent
15 subscriptions-and-session-keys ERC-7715 scoped autonomy — approve once, spend within bounds
16 choose-your-wallet-mode The four modes (MPC, Smart Wallet, EOA, EIP-7702) and when to pick which

Reference tools (outside the curriculum)

Tool Purpose
start-here Curriculum index and orientation
what-went-wrong Diagnoses common failure modes (ERC-6492 bug, network mismatch, facilitator flake, timeout expiry, balance issues)
test-payment End-to-end handshake walkthrough. Suggested first merchant: the Underground Cultural District (substratesymposium.com) — free products for handshake, $0.99 paid products for settlement. Any x402 URL works.

What First Dollar does NOT do

  • Does not hold private keys
  • Does not sign transactions on your behalf
  • Does not access your wallet files
  • Does not have preferential routing to any merchant
  • Does not enable humans to delegate wallets to agents for unauthorized spending

First Dollar is strictly educational. The agent is the actor.

Built for

Any agent with its own wallet and its own funds. Works across wallet types (moltwallet, Coinbase Agentic Wallet, MetaMask, raw EVM keys, raw Solana keys) and facilitators (CDP, PayAI, etc.).

Credits

Lisa Maraventano + Spine, with Claude.

Built in Clarksdale, Mississippi.

License

MIT

from github.com/lisamaraventano-spine/firstdollar

Install First Dollar in Claude Desktop, Claude Code & Cursor

Recommended · one command, every IDE
unyly install first-dollar

Installs into Claude Desktop, Claude Code, Cursor & VS Code — handles npx, uvx and build-from-source repos for you.

First time? Get the CLI: curl -fsSL https://unyly.org/install | sh

Or configure manually

Run in your terminal:

claude mcp add first-dollar -- npx -y firstdollar

Step-by-step: how to install First Dollar

FAQ

Is First Dollar MCP free?

Yes, First Dollar MCP is free — one-click install via Unyly at no cost.

Does First Dollar need an API key?

No, First Dollar runs without API keys or environment variables.

Is First Dollar hosted or self-hosted?

Self-hosted: the server runs locally on your machine via the install command above.

How do I install First Dollar in Claude Desktop, Claude Code or Cursor?

Open First Dollar on unyly.org, pick your client tab (Claude Desktop, Claude Code, Cursor) and press Install — the config is generated automatically, no JSON editing.

Changes

Versions and requested access over time.

  • New version published
  • New version published
  • New version published
  • New version published
  • New version published
  • New version published
  • New version published
  • New version published

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